About VFX

VFX is a fast-growing FinTech simplifying global trading and cash management for businesses worldwide. We remove complexity so clients can transact globally with confidence. Our tailored, secure, and efficient solutions span FX and international payments, multi-currency accounts, and integrations that make global operations effortless.

With six offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling fast and earning industry recognition along the way - including CNBC UK's Top Fintech Companies for 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK. Behind it all is a team of ambitious VFXers who think like founders, never stop learning, and go the extra mile to help our clients succeed.

About the Role

We’re looking for a sharp, detail-oriented Onboarding Analyst to support our first line of defence across a global client portfolio.

In this role, you’ll learn how regulated financial institutions verify customers, assess risk, and prevent financial crime before any money moves. You’ll review customer information, carry out KYC (Know Your Client) and due-diligence checks, and work with experienced colleagues to ensure every new client meets regulatory requirements, VFX’s risk standards, and the expectations of our tier-1 banking partners.

No prior experience is required — just a strong work ethic, willingness to learn, good judgement, and a genuine interest in compliance, operations, or financial crime.

Key Responsibilities

KYC, Due Diligence & Risk Assessment

• Review customer information and documentation to assess onboarding risk in line with regulatory requirements and VFX’s risk appetite.

• Carry out KYC and due diligence checks across corporate customers, with guidance and support from senior colleagues.

• Escalate higher-risk or more complex cases to Senior Analysts or Compliance for further review.

• Maintain clear, accurate and audit-ready records of onboarding decisions and supporting evidence.

Risk Decisioning & Governance

• Apply structured, risk-based thinking to onboarding decisions in line with internal policies and procedures.

• Follow escalation frameworks consistently and accurately.

• Ensure all onboarding activity is well-documented and meets governance and audit standards.

Cross-Functional Collaboration

• Work closely with Compliance, Risk, Relationship Management and Transaction Monitoring teams to resolve onboarding queries and gather required information.

• Share observations on emerging onboarding patterns, typologies or risks as you build experience.

• Support MI preparation and assist with data or documentation requests for audits and reviews.

Process & Control Enhancement

• Support enhancements to onboarding processes, documentation and workflows to improve efficiency and control effectiveness.

• Participate in ongoing systems, policy and control improvements as the business grows.

Candidate Profile

• Bachelor’s degree (2:1 or above) or equivalent experience in a relevant field (Business, Economics, Mathematics, Law etc.)

• Clear communicator with strong written skills and the ability to explain findings concisely and logically.

• Detail-oriented, organised, and comfortable applying structured thinking to assessments and decisions.

• Proactive, curious and eager to grow within a regulated, fast-moving fintech environment.

• Collaborative and keen to build positive working relationships across multiple teams.

Benefits at VFX

We offer more than just perks — we offer ownership.

Our benefits include:

• Generous Profit Share Plan (PSP)

• Equity via the Company Share Option Plan (CSOP)

• Competitive salary

• Hybrid working 3-days per week at our Aldgate office

• Annual all-expenses paid company incentive trip abroad

• Flexible learning & development budget

• Weekly events like Supper Club, Thursday Happy Hour & regular socials

• Fresh fruit, breakfast staples & fully stocked drinks fridge in the office

PSP & CSOP Details

At VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP) and Company Share Option Plan (CSOP), every team member has a chance to own a stake in the business and share in the profits.

To show you what that looks like, in 2024, PSP participants received over $1,000,000 USD. From those distributions, more than 80% of eligible VFXers chose to become shareholders — a powerful reflection of the belief and commitment that drives VFX forward.

If you care about building something meaningful, take pride in your work, and are motivated by impact — you’ll thrive here.

Next Steps

If you are successful, you will be contacted for an initial call with the People Ops Team, followed by a 1st stage technical Teams interview, and culminating with an in-person final stage interview at our London office.